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If, at the year's end, their credit exceeded the maximum (half the size of the overdraft in surplus), the surplus would be confiscated.
en.wikipedia.org They can invest their own capital into the business, or may be able to access business loans and/or overdrafts.
en.wikipedia.org Application score is also used as a factor in deciding such things as an overdraft or credit card limit.
en.wikipedia.org This overdraft facility can be used at any time without consulting the bank and can be maintained indefinitely (subject to ad hoc reviews).
en.wikipedia.org The lender claimed that if it had known of the borrower's overdraft facility, it would not have granted its mortgage to the borrower.
en.wikipedia.org